About the Author

James Villarrubia is the founder of RUBI Digital Downloads, an independent publishing brand focused on empowering individuals and families through practical, accessible knowledge in real estate, finance, and wealth-building. James provides comprehensive and in-depth guidance through his books and e-books. His titles also include advanced downloadable templates to help readers take action toward achieving their goals.

With titles like First Time Homebuyers Guidebook, Landlording for Beginners, and the Generational Wealth Creation series, Villarrubia distills real-world experience into tools readers can put to use immediately. His writing speaks to everyday people—first-generation buyers, aspiring landlords, and families seeking to break cycles and build legacies.

Whether in print or digital, RUBI Digital Downloads is committed to delivering trusted, actionable knowledge to those ready to take control of their future—starting where they are, with what they have.

See our other titles at www.RubiDigitalDownloads.com. For printed books, see www.RubiDigitalMedia.com.